Chances are at some point in your life you’ve heard the phrase, “Home is where the heart is…” so true, and it’s easy to fall in love with homeownership in Roseburg, OR. But, I think there’s a reason for the saying… Becoming a homeowner is an emotional ride.
So, if you’re trying to decide if you want to keep on renting or if you’re certain that you’re ready to buy a home this year, here’s why I think it’s so easy to fall in love with homeownership.
You Get To Customize Your Home To Your Heart’s Desire
Your house should be a space that’s uniquely you. And, if you’re a renter, that’s pretty much an impossible thing to achieve. When you rent, the paint colors are usually the standard (and boring) shade of white…
…You don’t have much (if any) control, over the upgrades, and you’ve got to be careful how many holes you put in the walls, especially with a sizeable deposit on the line. But when you’re a homeowner, you have a lot more freedom to customize your home.
As the National Association of Realtors (NAR) says:
“The home is yours. You can decorate any way you want and choose the types of upgrades and new amenities that appeal to your lifestyle.”
This is one huge benefit you get when you buy a house and one reason it’s so easy to fall in love with homeownership in Roseburg OR. Whether you want to paint the walls a cheery bright color or go for a dark moody tone, you can match your interior to your vibe.
Imagine how it would feel to come home at the end of the day and walk into a space that feels like it was designed for you – because it was.
Greater Stability Knowing Your Monthly Payment Is Set.
One of the hardest things about renting is the uncertainty of what happens at the end of your lease. Does your payment go up so much that you have to move?
What if your landlord decides to sell the property? It’s like you’re always waiting for the other shoe to drop. It’s just a fact of renting and it can be stressful, especially if you’re on a budget and you have someone depending on you.
In a recent Money Geek article, Jeff Ostrowski, a business journalist covering real estate and the economy, explains how homeownership can give you more peace of mind:
“Homeownership means you are the boss and have the biggest say in your lifestyle and family decisions. Suppose your kids are in public school and you don’t want to risk having them change schools because your landlord doesn’t renew your lease. Owning a home would remove much of the risk of having to move.”
The assurance that comes from knowing that your monthly payments will not change over the life of your loan is one more reason it’s so easy to fall in love with homeownership. Taxes and insurance may fluctuate, but with a fixed-rate mortgage, your principal and interest payment is locked in.
A Feeling Of Belonging – Neighborhood Enjoyment
You may also find you feel much more at home in the community once you own a house. That’s because, when you buy a home, you’re staking a claim and saying, I’m a part of this community.
You’ll have neighbors, block parties, and more. And that’ll give you the feeling of being a part of something bigger. As the International Housing Association explains:
“. . . homeowning households are more socially involved in community affairs than their renting counterparts. This is due to both the fact that homeowners expect to remain in the community for a longer period of time and that homeowners have an ownership stake in the neighborhood.”
The Emotional High Of Achieving Your Homeownership Dream
Becoming a homeowner in Roseburg OR is a journey – and it may have been a long road to get to the point where you’re ready to take the plunge. The best first step is to ask for help.
And, if you’re seriously considering leaving behind your rental and making a home-buying commitment, you should know the emotions that come with owning a home are powerful.
You’ll be able to walk up to your front door each day and have that sense of accomplishment. It’s like a “welcome home” every day.
Bottom Line
These are just a few reasons it’s so easy to fall in love with homeownership in Roseburg OR, but there are others, including the financial and tax benefits among others. Bottom line, a home is a place that reflects who you are, a safe space for the ones you love the most, and a reflection of all you’ve accomplished.
Let’s connect if you’re ready to break up with your rental and buy a home.
